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dc.contributor.authorDubyna, Maksym
dc.contributor.authorPopelo, Olha
dc.contributor.authorZhavoronok, Artur
dc.contributor.authorLopashchuk, Inna
dc.contributor.authorFedyshyn, Maiia
dc.date.accessioned2023-11-28T00:14:27Z
dc.date.available2023-11-28T00:14:27Z
dc.date.issued2023
dc.identifier.citationMaksym Dubyna, Olha Popelo, Artur Zhavoronok, Inna Lopashchuk and Maiia Fedyshyn (2023). Development of the credit market of Ukraine under macroeconomic instability. Public and Municipal Finance, 12(1), 33-47. doi:10.21511/pmf.12(1).2023.04uk_UA
dc.identifier.issn2222-1867
dc.identifier.issn2222-1875
dc.identifier.urihttps://archer.chnu.edu.ua/xmlui/handle/123456789/8312
dc.description.abstractThe development of Ukraine’s credit market occurs under periodic economic crises. Available destructive processes inhibit the development of credit relations, negatively affecting the lending of economic entities and restraining the development of the national economy. This study aims to highlight the basic transformations in the development of the credit market of Ukraine, which are formed in macroeconomic instability. The economic development trends in Ukraine were assessed using classical statistical methods. The correlation regression analysis was used to analyze the influence of macroeconomic parameters (exchange rate, average salary, and cost of loans) on the volume of bank lending. The results show that the national economy of Ukraine during 2005–2021 developed in the conditions of periodic macroeconomic instability, and the pre-crisis (an indicator of 2013) parameters of bank lending volumes have not restored within the credit market. The paper stresses the significant impact of the COVID-19 pandemic: in 2020, the volume of bank lending decreased by 10.38 billion USD. Moreover, the econometric analysis of the influence of specific macroeconomic parameters (exchange rate, average salary, and cost of loans) on the development of bank lending in Ukraine demonstrated that the stability of the national currency exerts the greatest influence on the lending processes of economic entities in Ukraine. Its provision in the long term allows the creation of favorable conditions for the credit market functioning after the shock periods.uk_UA
dc.description.sponsorshipкафедра фінансів і кредитуuk_UA
dc.language.isoenuk_UA
dc.publisherLLC “Consulting Publishing Company “Business Perspectives”uk_UA
dc.subjectbank lendinguk_UA
dc.subjectcredit institutionsuk_UA
dc.subjectcredit relationsuk_UA
dc.subjectmacroeconomic developmentuk_UA
dc.subjectmacroeconomic instabilityuk_UA
dc.subjectnational economyuk_UA
dc.titleDevelopment of the credit market of Ukraine under macroeconomic instabilityuk_UA
dc.typeArticleuk_UA


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